Why Lease with Lease Link?

Lease Link is proud to be 100% Canadian owned and operated, with a strong presence across the country and a track record of excellence as a multi-year, multi-province winner of the Consumer Choice Award. As an industry leader in technology, we offer advanced Vendor and Lessee Portals and state-of-the-art systems that connect directly with Canadian credit providers, underwriters, and funders—enabling us to move faster than anyone else in the market.

Our localized credit decisions are made by people who understand your region, and our operations are entirely based in Canada, ensuring your information is secure and never subject to USA Patriot Act. With local offices and representatives ready to assist, we’re always close by.

We're also committed to sustainability, operating as a green company with a paperless credit and underwriting process. Whether you're an A-credit client or seeking near- or sub-prime options, Lease Link has unmatched experience in serving the full credit spectrum.

For more, visit leaselink.ca.

Benefits of Leasing

    • Manage your resources with off Balance Sheet Financing.

    • Leasing does not affect your Debt : Equity.

    • Credit decisions are handled locally by Lease Link. Decisions are made by people local to you – not the other side of the country.

    • You can talk to the people making the decisions!

    • Pay for the equipment with the profit it produces not your built up equity.

    • Lease payments are fixed and therefore inflation proof.

    • Low monthly lease payments that will fit into your budget.

    • The entire lease payments may be tax deductible.

    • The GST / HST is not paid up front but spread out over the term the lease. The monthly GST / HST remains as an ITC for you.

    • You will benefit from any future GST / HST reductions.

    • Trade up or upgrade your equipment at any time.

    • Select the terms and payment options tailor made to fit your budget, Annual, Semi-Annual, Quarterly, Monthly, Bi-Monthly.

    • Ask us today about our STEP Programs (Letting the payments gradually increase to give you the opportunity to ramp up sales with your new equipment).

    • Is your business seasonal? We offer both seasonal and true skip programs.

Financial Reasons to Use Leasing

    • Leasing requires little or no up-front cash versus a down payment in a loan.

    • Lessees can lower the cost even more by paying one or two advance deposits.

    • Whether zero, one or two down payments are used, leasing should result in lower monthly payments.

    • Leasing comes out of the operating budget, making it possible for you to use the working capital budget for equipment purchases more central to your core product or service offering.

    • Leasing can be an additional source of capital for your business.

    • Low, fixed-rate payments protect against inflation and enhance budget planning.

    • Leasing allows you to finance additional costs such as freight, installation, maintenance and extended warranties. 

    • Leasing can be done Off-Balance Sheet.

    • Leasing improves earnings through lower rental payments.

    • Leasing can improve financial ratios.

    • Return on Assets is improved when the lease can be assessed as an operating expense.

    • Debt-to-Equity is not increased when Off-Balance Sheet financing is used, helping to maintain your borrowing capacity.

    • Certain lease structures allow you to keep assets off your balance sheet, treating the equipment as a tax-deductible operating expense instead of a capital expenditure.

    • Other lease structures require you to capitalize the equipment on your balance sheet, helping you to take advantage of the tax benefits of ownership, such as interest and depreciation deductions.

    • If you are a capital-intensive business, leasing may help to avoid triggering the Alternative Minimum Tax (AMT), which can be increased by equipment ownership.

    • Lease payments are not considered adjustment items and do not increase AMT liability.

    • Leasing hedges against equipment obsolescence risk.

    • Leasing provides the ability to upgrade equipment as needs change.